Maulana Wahiduddin Khan

Advice on delayed installment due to fraud

“I have bought a flat in Gurgaon on an installment plan from a builder. I could not pay the third installment on time because my money got stuck due to someone cheating me in Dubai. Kindly advise.”Asked by Rahul Bhatia, Doha

He answers at 1:12:37 in Collective Repentance I · 4 min 2 sec

His answer, in his own words
1:12:37
maulana, yeh sawal aya hai doha qatar se mister rahul bhatia ka. unhon ne likha hai: "maulana, when i was in delhi, i had attended some of your classes. i have a question to ask. my question is: i have bought a flat in gurgaon on installment plan from builder. i could not pay the third installment in time, as my money got stuck due to somebody cheating me in dubai. due to the delayed payment, the builder has put an interest on me amounting to rupees 20 thousand.
1:13:14
i requested them to cancel the interest, but they refused. on the other hand, the bank where i hold my account have paid me an interest of rupees 13 thousand. the builder is adamant to collect the interest from me. would it be permissible to use the interest earned from the bank to pay the interest penalty to the builder? or should i must use my fresh salary money to pay the interest to the builder? i understand that interest is haram, paying as well as receiving, but because i am in a trap, please let me know what would be the right way in the light of islam. "dekhen, yeh islam ka masla nahi hai.
1:14:02
yeh aap apni hi ghalati ki price de rahe hain. yeh jo aap ne bataya, yeh ghalati sari aap ki hai. yeh zamana dekhiye, bohat hi zyada yani mukhtalif zamana hai. aap ne bohat zyada law ke mutabiq kaam nahi kiya, legal framework ke mutabiq kaam nahi kiya. aap ke is mein loopholes the, is ki wajah se yeh sab gadbad hua. to you have to discover your own wrong policies. yeh sab mat sochiye aap
1:14:39
ke yeh sab sochna hi galat hai. aap ka dobara aap ek nai ghalati kar rahe hain, dobara aap ek nai ghalati kar rahe hain. aap sirf yeh sochiye ke maine kahan kahan ghalati ki, jis ki wajah se woh is ki price deni pad rahi hai. mujhe where i was wrong, where i was wrong, is ko daryaft kijiye. aap mat yeh sab sochiye, sirf yeh sochiye, ek hi baat sochiye aur objective tor par sochiye. kisi ko blame mat dijiye ke falan ne cheat kiya, yeh mat kahiye. falan ne aap ki weakness se faida uthaya, kisi ne cheat nahi kiya aap ko.
1:15:17
to apni is is soch ko badliye aur is is ko riba ke term mein mat sochiye. aap sirf yeh sochiye ke where i was wrong, kahan maine ghalati ki ke doosron ko mauqa mila ke mujhe aisi pareshani mein daal dein. bas ek hi point hai aap ke liye, where i was wrong, is ko daryaft kijiye aur kuch nahi. dekhen, yeh duniya competition ki duniya hai. yaad rakhiye, har aadmi doosre ki weakness se faida uthata hai. achi tarah samajh lijiye, yeh duniya koi ideal duniya nahi hai, koi perfect duniya nahi hai.
1:16:01
is poori duniya ka jo jo culture hai, woh that is based on competition. jab aap ghalati karenge, doosra is ka imply karega. bas to yeh ghalati dobara mat kijiye ke aap ne ghalati ki wajah se jo paida hui situation, dobara is ko kahein ke is ne cheat kiya. mujhe koi cheat nahi karta, aap ki weakness ko woh exploit karta hai. to mera mashwara sirf yahi ek hai ke you have to discover your own mistake, bas aur kuch nahi. maulana, agla sawal dilli se hai miss tuti malhotra ka. unhone likha hai: "can we say that political power given to muslims was a part of their test?" what is your comment?
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