Maulana Wahiduddin Khan

Permissibility of Medical Insurance and Claims

“Moulana, are medical insurance and medical claims permissible in Islam? The cost of health care has gone up several times, so if we do not have insurance, it is very difficult to afford.”Asked by Dr. Shoaib Zaid, Delhi

He answers at 44:35 in Understanding the Quran · 1 min 47 sec

His answer, in his own words
44:35
jazak allah." mashallah. maulana, agla sawal dilli se bheja hai doctor shuaib zaid sahab ne. unhone likha hai: "maulana, is medical insurance aur medical claim permissible in islam? cost of health care has gone up several folds. so if we do not have insurance, it is very difficult to afford. what is your advice to all?" bilkul jaiz hai, yeh sab koi masla hi nahi hai. is ko jaiz najiaz ka masla banana hi galat hai.
45:13
yeh to jaiz hai, yeh to najiaz ki koi baat hi nahi. jo cheez dekhiye, insan ke liye mufeed hai, woh jaiz hai. asal criteria yeh hai ke woh insan ke liye mufeed ho. baqi yeh koi fatwe ki baat hai hi nahi, yeh ek tajrube ki baat hai, janne ki baat hai. agar aap jana hai aap ne apni study se ke is mein insan ke liye faida hai, to phir zahir hai jaiz hai. woh maulana, agla comment umm ashad sahiba ne chennai se bheja hai. unhone likha hai: "maulana, you are a creative person who gives wisdom to people all over the world.
46:02
for example, aaj aap ne hazrat ibrahim aur allah ke nabi ne kaise apne apne daur mein dawat ko avail kiya bataya, aur aap hi wahid aalim hain jo age of communication mein dawat aur quran ko kaise rediscover aur re-planning karen batate hain. aaj maine bohat bari baat jani. jazak allah maulana." mashallah. maulana, agla sawal lete hain.
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